Estate Planning
Empowering Your Financial Future
Estate Planning to Protect Your Legacy
You have spent too much time and effort not to conserve and protect your estate. Much like with most things; if you fail to plan, plan on failing. With many states and the federal government wanting a piece of your heirs inheritance, it best to structure your estate and protect your hard earned money. Most people don’t want the money they’ve earned to be mismanaged. Do you want the government to appoint someone to determine what is best for your family?
Making sure your loved ones are taken care of once you have moved on is not a hard process, it starts with a simple conversation. If you haven’t planned yet to take care of this, now is the time. One never knows when fate may show up. Taking care of these issues is always better sooner than too late. If you are ready to get started click one one of the two options at the bottom of the page.
An Effective Estate Plan ensures that:
- You are remembered how you want to be remembered
- Your dependents have the resources they need to carry on
- You minimize Estate & Income taxes and other transfer costs
- You avoid lengthy probate and the expense associated with it
- Your estate is distributed in the manner in which you intended
- Your minor children are cared for by the guardian you select
- If you become incapacitated, it is clear how and by whom your personal care, finances and health care decisions will be made
What Makes Up Your Estate
- Real Estate
- The value of your personal property Individual or group life
- Individual or group life insurance benefits
- Investment Accounts, such as: Savings, cash, gold, stocks, bonds, annuities and other
- The value of your ownership interest in a business
- Retirement savings accounts
- Mortgages or other debts owed to you
Common Tools for Estate Planning
A Will
A Living Will
Heath Care Proxy
